Baccarat Baccarat is a quick and simple game similar to blackjack. The player and the dealer are both involved, and their cards must get as close to 9 as possible. All you have to do is wager on whether the player or the dealer will succeed, or whether the game will end in a tie. Baccarat is the most popular game among high rollers, with an RTP of about 99 percent. You can bet on the banker, which has a 1.01 percent house edge, or you can bet on the player, which has a 1.29 percent house edge.